--- title: Edition 44 - Client Newsletter description: Client newsletter edition 44 - personal financial planning image: https://www.octofp-cc.com/hubfs/edition%2044.png --- [Skip to content](https://www.octofp-cc.com/info/edition-44-client-newsletter#main-content) [![Octo FP IFA](https://www.octofp-cc.com/hs-fs/hubfs/Octo%20FP%20IFA.png?width=250&height=250&name=Octo%20FP%20IFA.png)](https://www.octofp-cc.com) - [Home](https://www.octofp-cc.com/) - [About](https://www.octofp-cc.com/about) - [Contact](https://www.octofp-cc.com/contact) - [Client Portal](https://auth.2plan.com/Account/Login?ReturnUrl=%2Fconnect%2Fauthorize%2Fcallback%3Fclient_id%3Dclientportal%26redirect_uri%3Dhttps%253A%252F%252Faccess.2plan.com%252Fsignin-oidc%26response_type%3Dcode%2520id_token%26scope%3Dopenid%2520profile%2520offline_access%2520clientportal_api%2520files_api%2520client%2520twofactor%2520factfind_api%2520valuations_api%26response_mode%3Dform_post%26nonce%3D638274443552204433.MzJhNzY2NjctYmRlMC00NWNjLWJiNzAtZTAxNzQ2MWViMTU4ZDU4NTNlYmMtMTRjOC00M2Y5LWE0ZDktM2ZhZTRhY2RkOGVh%26adviser%3D40592%26state%3DCfDJ8Lci57dWsvZPtVqFVRrAfb2-VVz_zQw_hpGTd8TCutirspHgO1_3jlb7yvNuBVULtM3h_40OkQJESKyuTFyF9q5ObIsdrvZ2L2k_Bc6t7j_cmriROMGmMa_sCb6S4MQ11vCSsWeHDXjqewK543vLQoWfH7r52KkiYg50-XPbOS6NeEZAvbPHpYwsLx6KK7io6ChJDaoa38g56EriAxTCWUGGyrV-XRC2HK4p3HJgar7Vp_NuxW05ucH3B0QJDqaC_dUBsGrNZwyqZogYDVP5jb2HLKo2N-W_eIWKrUuPmgAK9XvoaW2k1pbgbHISKmuIyg%26x-client-SKU%3DID_NET6_0%26x-client-ver%3D6.15.1.0%26acr_values%3Dlogin) - [Thoughts](https://www.octofp-cc.com/info) - [Subscribe](https://www.octofp-cc.com/newsletter-sub) Open main navigation Close main navigation - [Home](https://www.octofp-cc.com/) - [About](https://www.octofp-cc.com/about) - [Contact](https://www.octofp-cc.com/contact) - [Client Portal](https://auth.2plan.com/Account/Login?ReturnUrl=%2Fconnect%2Fauthorize%2Fcallback%3Fclient_id%3Dclientportal%26redirect_uri%3Dhttps%253A%252F%252Faccess.2plan.com%252Fsignin-oidc%26response_type%3Dcode%2520id_token%26scope%3Dopenid%2520profile%2520offline_access%2520clientportal_api%2520files_api%2520client%2520twofactor%2520factfind_api%2520valuations_api%26response_mode%3Dform_post%26nonce%3D638274443552204433.MzJhNzY2NjctYmRlMC00NWNjLWJiNzAtZTAxNzQ2MWViMTU4ZDU4NTNlYmMtMTRjOC00M2Y5LWE0ZDktM2ZhZTRhY2RkOGVh%26adviser%3D40592%26state%3DCfDJ8Lci57dWsvZPtVqFVRrAfb2-VVz_zQw_hpGTd8TCutirspHgO1_3jlb7yvNuBVULtM3h_40OkQJESKyuTFyF9q5ObIsdrvZ2L2k_Bc6t7j_cmriROMGmMa_sCb6S4MQ11vCSsWeHDXjqewK543vLQoWfH7r52KkiYg50-XPbOS6NeEZAvbPHpYwsLx6KK7io6ChJDaoa38g56EriAxTCWUGGyrV-XRC2HK4p3HJgar7Vp_NuxW05ucH3B0QJDqaC_dUBsGrNZwyqZogYDVP5jb2HLKo2N-W_eIWKrUuPmgAK9XvoaW2k1pbgbHISKmuIyg%26x-client-SKU%3DID_NET6_0%26x-client-ver%3D6.15.1.0%26acr_values%3Dlogin) - [Thoughts](https://www.octofp-cc.com/info) - [Subscribe](https://www.octofp-cc.com/newsletter-sub) [All posts](https://www.octofp-cc.com/info/all) May 10, 2024 # Edition 44 - Client Newsletter By  Corey Cook  ·  1 minute read I am delighted to share the newest edition of our client newsletter, edition 44. I hope that you will find it both informative and insightful. In this edition, a comprehensive summary of The Spring Budget, presented by the Chancellor of The Exchequer, Mr Jeremy Hunt, on 6th March 2024, has been included. This budget is expected to be the last one by the Conservatives before a possible general election in the year's second half. The newsletter also includes a diverse range of articles, such as a piece from Fidelity on "How to target £18k for your child's 18th birthday," a thought-provoking piece written by 2plan wealth management on whether "Consolidating your pensions is a good idea?" and "How strong is your plan B?" Furthermore, there is an intriguing article from Intuitive on "Financial Administration - Moving with the times" and a piece from Just Retirement that covers the vital subject of "Turning your pension savings into an income for retirement." The final two articles cover "Overpaying your Mortgage and should you do it?" from 2plan, and Legal & General / IFS discuss "Meeting all generational needs when wealth transfer arises." I believe that financial advice is essential, and I hope you find this newsletter an excellent source of information. Please do not hesitate to contact us if you need any further information. Personal recommendations are the foundation of my business model, so if you know anyone who would benefit from our newsletter, please share it with them. [Click here for edition 44](https://www.octofp-cc.com/hubfs/D-F3A9031E_00001.pdf)   Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.octofp-cc.com/info/edition-44-client-newsletter) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.octofp-cc.com/info/edition-44-client-newsletter) [twitter icon](https://twitter.com/intent/tweet?url=https://www.octofp-cc.com/info/edition-44-client-newsletter) [envelope icon](mailto:?body=https://www.octofp-cc.com/info/edition-44-client-newsletter) **Links** [Home](https://www.octofp-cc.com) [About](https://octofp-139821909.hubspotpagebuilder.eu/about) [Contact](https://octofp-139821909.hubspotpagebuilder.eu/contact) [Client Portal](https://auth.2plan.com/Account/Login?ReturnUrl=%2Fconnect%2Fauthorize%2Fcallback%3Fclient_id%3Dclientportal%26redirect_uri%3Dhttps%253A%252F%252Faccess.2plan.com%252Fsignin-oidc%26response_type%3Dcode%2520id_token%26scope%3Dopenid%2520profile%2520offline_access%2520clientportal_api%2520files_api%2520client%2520twofactor%2520factfind_api%2520valuations_api%26response_mode%3Dform_post%26nonce%3D638274443552204433.MzJhNzY2NjctYmRlMC00NWNjLWJiNzAtZTAxNzQ2MWViMTU4ZDU4NTNlYmMtMTRjOC00M2Y5LWE0ZDktM2ZhZTRhY2RkOGVh%26adviser%3D40592%26state%3DCfDJ8Lci57dWsvZPtVqFVRrAfb2-VVz_zQw_hpGTd8TCutirspHgO1_3jlb7yvNuBVULtM3h_40OkQJESKyuTFyF9q5ObIsdrvZ2L2k_Bc6t7j_cmriROMGmMa_sCb6S4MQ11vCSsWeHDXjqewK543vLQoWfH7r52KkiYg50-XPbOS6NeEZAvbPHpYwsLx6KK7io6ChJDaoa38g56EriAxTCWUGGyrV-XRC2HK4p3HJgar7Vp_NuxW05ucH3B0QJDqaC_dUBsGrNZwyqZogYDVP5jb2HLKo2N-W_eIWKrUuPmgAK9XvoaW2k1pbgbHISKmuIyg%26x-client-SKU%3DID_NET6_0%26x-client-ver%3D6.15.1.0%26acr_values%3Dlogin) [Info](https://www.octofp-cc.com/info) [Subscribe](https://www.octofp-cc.com/newsletter-sub) [Octofp.com](https://www.octofp.com) [Follow me on Facebook](https://www.facebook.com/octowmcc/) [Follow me on Instagram](https://www.instagram.com/coreycookifa/) [Follow me on LinkedIn](http://www.linkedin.com/in/coreycook) **Legal Documents** [Privacy Policy](https://microsites.2plan.com/PrivacyPolicy/?dm_i=7IAA,9BN1,22M3NE,16HH7,1) [Best Execution Policy](https://www.octofp-cc.com/hubfs/Best%20Execution%20Policy%20Nov%202023-1.docx) [Client Classification](https://www.octofp-cc.com/hubfs/Client%20Classification%20Nov%202023.docx) [Conflicts of Interest Policy](https://www.octofp-cc.com/hubfs/Conflicts%20Of%20Interest%20Policy%20Nov%202023.docx) [Personal Client Agreement](https://www.octofp-cc.com/hubfs/Octofp%20IFA%202025.pdf) [Mortgage and Protection Client Agreement](https://www.octofp-cc.com/hubfs/OCTFO%20MPA%20approved.pdf) [Making a Complaint](https://www.octofp-cc.com/hubfs/Your%20Guide%20To%20Making%20A%20Complaint%20Nov%202023.docx)   Octo Financial Planning Ltd is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. Octo Financial Planning Limited is entered on the FCA register (www.FCA.org.uk) under no. 972331. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office: Charles Lake House, Claire Causeway, Crossways Business Park, Dartford, Kent, DA2 6QA. Registered in England and Wales Number under company number 13922409. FCA register address: Patches, Gorsewood Road, Hartley, Longfield, Kent, DA3 7DE. The Financial Ombudsman Service is available to mediate individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please click [here](http://www.financial-ombudsman.org.uk/contact/index.html). Will writing and Lasting Powers of Attorney are not part of the 2plan Wealth Management Ltd offering and is offered through the Secure Will Company. 2plan Wealth Management Ltd accept no responsibility for this aspect of our business. Will writing, Lasting Powers of Attorney are not regulated by the FCA. Corey Cook is a member of the Society of Will Writers which can be verified [here.](https://www.willwriters.com/listing/corey-cook-octo-financial-planning-secure-will-company/)    ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Corey Cook", "url" : "https://www.octofp-cc.com/info/author/corey-cook" }, "dateModified" : "2024-05-10T11:27:26.513Z", "datePublished" : "2024-05-10T11:13:30.000Z", "headline" : "Edition 44 - Client Newsletter", "image" : [ "https://www.octofp-cc.com/hubfs/edition%2044.png" ], "mainEntityOfPage" : { "@id" : "https://www.octofp-cc.com/info/edition-44-client-newsletter", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.octofp-cc.com/hubfs/Octo_Logo_800-removebg-preview-2.png" }, "name" : "Octo Wealth Management Limited" } } ``` ```json { "@context" : "http://schema.org", "@type" : "Article", "author" : { "@type" : "Person", "name" : [ "Corey Cook" ] }, "datePublished" : "2024-05-10T11:13:30+0000", "description" : "Client newsletter edition 44 - personal financial planning", "headline" : "Edition 44 - Client Newsletter", "image" : "https://139821909.fs1.hubspotusercontent-eu1.net/hubfs/139821909/edition%2044.png", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "" }, "name" : "Octo Financial Planning Limited" }, "url" : "https://www.octofp-cc.com/info/edition-44-client-newsletter" } ```